FAQ’s – About Our Services

We have listed the most commonly asked questions we receive below.

Q. Are mortgage loans only available for people with credit problems?

A. Absolutely not! While we specialize in helping people with credit problems our loan officers also have programs which can help you obtain a mortgage or mortgage loan at the most competitive rates. Simply apply online and our system will route your application to our appropriate loan officer.

Q. How long does the process take?

A. Our online application is relatively short compared to most as it takes less than 3 minutes for most applicants to complete. Your application is delivered instantaneously to our loan officer which best fits your needs and credit type. Once a loan officer has your application they generally contact you very quickly depending on the volume of applications at the time. Your loan officer will arrange a time that is convenient for you to review which loans best meets your current and future needs. The entire process usually goes rather quickly.

Q. Do you offer refinance services?

A. Yes we do. Visit our Refinance page.

Q. Is it safe to apply online?

A. Yes, it is absolutely safe to apply through our service. Our application is hosted on a state of art secure server.

Q. Are mortgage loans available for first time home buyers?

A. Our loan officers have many options for the first time home buyer. There are many programs in which we specialize in helping you whether you have little or no credit.